Royal Sundaram Health Insurance
What is health insurance?

Worried about the hospital bills? Leave it to us.
An unexpected health emergency is stressful enough. Do you really need the additional burden of hospital bills?
Your health is your most important asset and you must do everything in your power to protect it. A well rounded health insurance plan can cover the cost of hospitalisation so that you only have to focus on getting better or helping your loved ones get better.

What is covered under Royal Sundaram’s Lifeline Health Plans?
Our lifeline health plans range from basic to comprehensive coverage based on your health insurance needs. From cashless hospitalization to coverage for pre-existing diseases, we can cover it all and more. Here’s what is covered under the Royal Sundaram Lifeline Health Insurance Plans.
Baseline Cover Benefits
- Inpatient hospitalisation expenses
- No room rent capping and no disease specific sub limits
- Pre and Post-hospitalisation expenses up to the amount of sum insured
- Coverage of all day care procedures up to the sum insured amount
- Ambulance cover
- Expenses for Treatment of Organ Donor covered up to the sum insured
If you are looking for a Comprehensive Health Insurance Plan for you and your family at an affordable price, then Lifeline Classic is the most suitable plan for you.
Any individual above 18 years of age can purchase Lifeline. Lifeline is offered as an Individual plan and as a Family Floater plan for self, spouse and children.
Lifeline Classic caters to the medical insurance needs of people looking for an affordable health insurance plan. This plan comes with sum insured options of Rs. 2 lacs, Rs. 3 lacs, and Rs. 4 lacs
Lifeline Classic offers an array of benefits along with significant health coverage for certain illnesses, medical conditions, and critical health situations.
Here is the list of key benefits covered and exclusions voided in the Lifeline Classic plan.
- Inpatient Hospitalization expenses
- Pre and Post-hospitalization expenses amortized up to the amount of sum insured for 30 days and 60 days respectively
- Coverage of all day care procedures up to the sum insured amount.
- Ambulance cover up to Rs.3,000.
- Expenses for Treatment of Organ Donor covered up to the sum insured.
Lifeline Supreme
If you are looking for the Best Health Insurance Plan to cover yourself and your family, then Lifeline Supreme is the most suitable plan providing Comprehensive coverage including Health & Wellness benefits, Annual Health Check-up, Second Opinion for Critical Illness and much more!
Any individual above 18 years of age can purchase Lifeline. Lifeline is offered as an Individual plan and as a Family Floater plan for self, spouse and children.
Here are the key benefits offered by Lifeline Supreme plan.
- Inpatient hospitalization expenses up to Sum Insured.
- Pre and post-hospitalization expenses repayment up to the amount of sum insured for 60 and 90 days, respectively.
- All day-care procedures up to the sum insured amount.
- Ambulance cover of up to Rs. 5,000.
- Coverage for the treatment of organ donor up to the amount of sum insured.
- Domiciliary hospitalization expenses covered up to the sum insured amount.
Personal Accident Insurance by Royal Sundaram
Accidents can happen to anyone, at any time. But now, you can take the step and make sure that you and your family are always supported during those challenging times with our Personal Accident Insurance Policy.